Using FSA (Flexible Spending Account) or HSA (Health Spending Accounts) to Pay for LASIK
Many employers offer Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA) as part of their healthcare benefits. These tax-advantaged accounts allow you to use pre-tax dollars for eligible medical expenses, including LASIK and PRK eye surgery.
Because LASIK is an eligible medical expense, using an HSA or FSA for LASIK can significantly reduce your out-of-pocket cost. In many cases, patients save 20–35% on the cost of LASIK simply by paying with pre-tax funds.
If you’re planning to have LASIK surgery next year, consider contributing to your HSA or FSA this year so you can use those funds to help cover the cost of LASIK eye surgery.
Does Insurance Cover the Cost of LASIK or PRK?
Most medical and vision insurance plans do not cover the cost of LASIK or PRK, because laser vision correction is typically considered an elective procedure.
However, some vision insurance plans offer LASIK discounts through participating centers. In these programs, the LASIK provider pays a marketing fee to the insurance company, and the insurance company advertises a discounted price to its members.
At Stahl Vision, we do not bill insurance for LASIK, but we do offer discount programs for patients who have vision plan LASIK benefits, allowing you to receive savings without going through insurance networks.
Looking for the Average Cost of LASIK?
Many patients search for:
LASIK pricing can vary depending on several factors, including:
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The experience of the surgeon
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The technology used during the procedure
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Whether the price includes pre-operative and follow-up care
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Additional services or enhancements
We’ve compiled a guide explaining the average cost of LASIK nationwide and in the Dayton area, along with what to look for when comparing LASIK pricing.
Have Questions About LASIK Cost?
If you would like to learn more about LASIK pricing, financing options, or using your HSA or FSA for LASIK, our team is happy to help.
Call our LASIK information line at 937-643-2020 to speak with a member of our team.
*Subject to credit approval. Fixed monthly payments required. See carecredit.com or ask your provider for details.